We’re focused on being a world-class, well-run company meeting the needs of our customers and business partners while ensuring a safe and efficient market.
The Small Balance Loan program has been keeping rents in buildings up to 50 units affordable to working families since 2014. In its first five years, the program has funded more than 8,500 loans in 300+ metro areas.
Freddie Mac and Fannie Mae To-Be-Announced MBS markets merged into a single $4 trillion market. Tremendous trading volume increases liquidity, potentially lowering costs for homebuyers.
Ten years ago, Multifamily launched its flagship K-Deal, a pioneering credit risk transfer (CRT) securitization that has fundamentally changed the way the multifamily housing market is funded. To date, we have transferred risk on nearly $400 billion of multifamily mortgages through K-Deals and other CRT executions.
Loan Product Advisor?’s asset and income modeler (AIM) is the only fully AUS-integrated income and asset assessment solution covering both W-2 and self-employed borrowers. In addition to minimizing risk, AIM is faster for lenders, easier for borrowers and provides greater transparency for investors.
In less than four years, Home Possible?, our 3% down payment mortgage option, helped make homeownership a reality for more than 272,000 low- to moderate-income families with nearly 80% of these loans supporting first-time homebuyers.
To expand affordable housing opportunities, we announced GreenCHOICE℠ supporting energy efficiency financing and CHOICEHome℠ offering conventional financing for manufactured housing. In 2019, we added CHOICERenovation℠, to support financing of home renovations, repairs and improvements in a single-close transaction.
In just five years, Freddie Mac has changed the way the residential housing market is funded shifting credit risk away from taxpayers, creating new opportunities for investors and strengthening the market.
Due to strong underwriting practices, Multifamily’s serious delinquency rate remains near zero.
Our Low-Income Housing Tax Credit equity investments help keep affordable rental housing in reach for low- and very low-income households, many of whom live in historically underserved markets. At year-end 2019, our LIHTC equity investments totaled $1 billion.
Freddie Mac's Single-Family book of business is more than 99% current, thanks to Loan Product Advisor? our backbone for safe and sound underwriting.
Freddie Mac Multifamily introduces options for financing green improvements, helping to lower operating costs for building owners and utility costs for renters.
For the second consecutive year, our STACR? debt notes have been named "RMBS Deal of the Year" by GlobalCapital. Freddie Mac also earned top honors for Best Overall Securitization Issuer and Best RMBS Issuer.
Freddie Mac provided $47.3 billion to finance more rental housing than ever - with more than 90% of the units affordable to low- and moderate-income families. In 2019, Freddie Mac’s multifamily production volume reached $78.4 billion, as the overall market grew from $250 billion to $390 billion.
Loan Advisor Suite?’s leading array of digital tools makes delivering quality loans to Freddie Mac simpler, more efficient and more reliable for lenders.